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To understand how to get the best car insurance quote comparisons in Oregon, you must first understand the fundamentals of Oregon auto insurance. Thus, I will first explain the basics of car insurance, what Oregon requires, give some steps to doing a proper quote comparison, and provide the free search tools to start the quoting process. Keep in mind that no one company or policy is best for everyone. By being an informed consumer and comparing multiple quotes from several OR companies, your chances of getting a great OR car insurance policy at a price you can afford improve greatly.
Oregon Car Insurance Fundamentals
Oregon continues to the trend by requiring liability coverage for all vehicles. The following are the types of coverage and the minimum limits you must carry on each vehicle:
Bodily Injury: $25,000 per person/$50,000 per accident
Property Damage: $10,000 per accident
Personal Injury Protection (PIP): $15,000 per person/per accident
However, liability coverage does not protect your vehicle in case of an at-fault accident. Here are some other coverage types to consider, including the physical damage coverage:
Comprehensive
Collision
Rental Reimbursement
Emergency Roadside Service
How To Compare Oregon Car Insurance Quotes
Although auto insurance is a very competitive business, it is sometimes hard to know which company and price is the best deal. By completing a thorough Oregon car insurance quote comparison, you can rest easy that you chose the right company and policy for your vehicle. Here are a few tricks to keep in mind during the quote comparison process.
1. Know your discounts! Research which discounts are available, which ones you qualify for, and which company offers the most. Also, when you are getting your quote, be sure to find out which discounts were applied to the quote. Never hurts to ask!
2. Figure out which coverage types and limits work best for your needs. If you are doing liability only or the whole package, maintain consistent with everything through each quote so you are sure that you are comparing apples to apples.
3. Investigate the service level of the company. Start by doing a quote online to see their online features, then call in to see what type of customer service you can expect. Always keep service in mind; don't purchase solely based on price or you will be sure to regret.
Compare Oregon Car Insurance Quotes Online
Now that you know what type of coverage to look for, use the free search tools to start your quote comparisons. With the click of your mouse and the 5 digit zip code, you'll find Oregon car insurance quote comparisons today!
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